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Sharia-compliant financing designed around specific livelihoods — from farming and fishing to trade, energy and housing.

Figures are indicative. The final amount and term depend on our assessment of your application.

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  • A farmer tends a field of maize and groundnuts in Afgooye while goats graze nearby

    Farming, livestock & fisheries

    Beermaal

    Agricultural financing

    Financing for small-scale farmers to expand operations, buy inputs and improve irrigation.

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  • A farmer tends a field of maize and groundnuts in Afgooye while goats graze nearby

    Farming, livestock & fisheries

    Xoolomaal

    Livestock financing

    For livestock farmers and traders buying animals and improving husbandry.

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  • A fisherman holds up his catch on a small boat off the Somali coast

    Farming, livestock & fisheries

    Badmaal

    Fisheries financing

    Equipment, boats, nets and cold storage for fishermen and fisherwomen.

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  • Entrance of the Maal Microfinance L.T.D office with the Maal logo above the door

    Trade & manufacturing

    Beecmaal

    Trade financing

    Working capital and inventory financing for SMEs, traders, wholesalers and retailers.

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  • Trade & manufacturing

    Birmaal

    Manufacturing financing

    For entrepreneurs expanding production, buying machinery or upgrading technology.

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  • Energy & housing

    Tamar Maal

    Renewable energy financing

    Solar panels and energy-efficient equipment for households and businesses.

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  • Energy & housing

    Housing & Real Estate

    Housing and real estate financing

    Helping clients take control of their living situation and invest in a home.

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  • Customers wait in the Maal Microfinance branch while staff at service desks help clients

    Women & youth

    Marwo & Maal

    Women's empowerment financing

    Capital for women entrepreneurs to start or grow a business.

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  • A young entrepreneur sits in his cosmetics shop

    Women & youth

    Muruq Maal

    Youth entrepreneur financing

    Financing, mentorship and training for young entrepreneurs.

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  • Groups & cooperatives

    Iska-Maal

    Cooperative financing

    Accessible financing that helps cooperative groups scale and work more efficiently.

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  • Groups & cooperatives

    Taak-Maal

    Producer group financing

    For agricultural producer groups in farming, livestock and fisheries.

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